Bankr. WDNC: Gallo- Willful and malicious Injury under 523a6‏

A finding that a debt is non-dischargeable under 11 U.S.C. § 523(a)(6) requires a showing that there was a deliberate or intentional injury arising from the acts of a debtor and that the injury caused by the debtor’s acts was both willful, in that there was either an objective substantial certainty of harm or a subjective motive to cause harm, and malicious, in that the act causing injury is done deliberately and intentionally in knowing disregard of the rights of another. Gallo Case Bankruptcy Court Middle District NC.PDF