Hammond v. Bank of America: Can a Creditor Keep Reporting You as Liable Without Proof You Ever Agreed to the Debt?
A recent decision from the Western District of North Carolina provides an important reminder that the Fair Credit Reporting Act (FCRA) requires more than simply checking a name and Social Security number when a consumer disputes responsibility for a debt.
Generative artificial intelligence has now reached the Eastern District of North Carolina in a published sanctions decision, and the resulting opinion should be required reading for every practicing attorney.
Two opinions issued the same day by Judge Matthew E. Orso of the Western District of North Carolina represent an important development under the Fair Credit Reporting Act ("FCRA"). In the first, Judge Orso certified a nationwide class action.
