Abstract:  
Bankruptcy law in the United States is race-neutral on its face but, in practice, race matters in bankruptcy outcomes. Our original research provides an empirical look at how the facially neutral laws that allow debtors to retain assets in bankruptcy cases result in disparate outcomes for Black and white debtors. Racial differences in asset retention in bankruptcy cases play a role in perpetuating wealth inequality between Black and white debtors.

Abstract:

About:

American Predatory Lending and the Global Financial Crisis is a multi-method interdisciplinary team working under the Bass Connections project within Duke University. Over the past two years, this student-faculty undertaking has explored the state-level dynamics leading up to the 2008 Crisis.

Summary:

BY IGOR ROITBURG, MANAGING DIRECTOR & ED BOLTZ, PARTNER, LAW OFFICES OF JOHN T. ORCUTT

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Preparing for the Post-COVID Resurgence of Home Mortgage Modifications

Questions about the fairness of the current credit reporting system have recently started to take new prominence with the National Consumer Law Center releasing a report The Credit Score Pandemic Paradox and Credit Invisibility and blog posts on Creditslips.org offering policy solutions in Addressing Credit Invisibility Through Federal Contracting Power.

Commentary:

The American Board of Certification (ABC), a national organization dedicated to serving the public and improving the quality of the bar by certifying lawyers in the areas of bankruptcy and creditors’ rights, elected new officers and board members at its annual meeting, which was held virtually on Dec. 7, 2020.

The ABC is pleased to welcome the following new members to its Board of Directors: