Just stumbled on this while looking into the HAVEN Act which is likely to pass both the House and Senate and would exclude Veterans disability from the Means Test just like Social Security, as there are other retirement benefits that mirror those and are protected from creditors outside of bankruptcy.
News
After several years in development by the North Carolina Bar Association Bankruptcy Section,
Recent studies have shown that more and more baby boomers and seniors are filing bankruptcy
by Edward Boltz
http://www.sandiegouniontribune.com/news/2016/aug/01/do-debt-management-plans-work/
Bankruptcy Lawyers Cheer White House Focus on Student Debt
The White House is exploring whether to make it easier for Americans to get rid of
President Barack Obama signs a Student Aid Bill of Rights in the Oval Office of the White House in Washington, D.C., March 10, 2015.European Pressphoto Agency
The White House is exploring whether to make it easier for Americans to get rid of Out of a hesitation that anything written here would fall short and do a disservice to his memory, I will leave words of remembrance and mourning for others who knew Randy Doub better as a judge, an attorney and as man.
http://www.usnews.com/opinion/blogs/letters-to-the-editor/2014/08/26/federal-bankruptcy-law-almost-never-forgives-student-loan-debt
Not only do payday lenders apparently spend generously on lobbyists,  but also seem to compensate  their lawyers rather nicely and without limit.
https://www.youtube.com/watch?v=PDylgzybWAw
See: Â Moses v. Cashcall