Brad Hurd purchased a 2018 Honda Accord from Priority Automotive Huntersville for $26,400. Unbeknownst to him, the vehicle had been in an accident in 2017, while still a dealership demonstrator, with repairs exceeding $10,000 (more than 25% of the car’s value). North Carolina law, N.C. Gen. Stat. § 20-71.4, required disclosure of such damage. Instead, Priority affirmatively answered “NO” on the damage disclosure statement and gave Hurd a purchase agreement with the wrong VIN.
Clarence Davis began receiving prerecorded debt-collection calls from Capital One, despite never having been its customer. The problem arose because his cell phone number had previously belonged to a delinquent Capital One account holder. Even after Davis twice told Capital One to stop calling, the robocalls continued briefly.
Judge Warren’s most recent opinion in In re Sugar (Bankr. E.D.N.C. Aug. 15, 2025) follows remand from both the U.S. District Court and the Fourth Circuit Court of Appeals. The case began with the dismissal of Christine Sugar’s Chapter 13 in 2023, coupled with a five-year nationwide bar on refiling, after she sold her residence without prior court approval in violation of E.D.N.C. Local Bankruptcy Rule 4002-1(g)(4).
