In paired cases, Erica Horne brought pro se actions against Credit Acceptance Corp., Experian, Equifax and Transunion under the Fair Credit Reporting Act, which, as the magistrate held, "in its entirety contain[ed] the following factual allegation:"
Attached are three criminal indictments of bankruptcy debtors in North Carolina, all of which largely relate to undisclosed transfers or transactions after the filing of their bankruptcy.
