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By Ed Boltz, 6 March, 2021

CFPB Report: Housing insecurity and the COVID-19 pandemic

Executive Summary:

By Ed Boltz, 28 February, 2021

Law Review: Cox, Prentiss and Engel, Kathleen, Student Loan Reform: Rights Under the Law, Incentives Under Contract, and Mission Failure Under ED (October 6, 2020). Harvard Journal on Legislation, Forthcoming,

Abstract:
The federal student loan program is a disaster. Over five million people are in default even though Congress provides all borrowers with the right to affordable payments and to discharge of borrowers’ debts in specific circumstances. Many student loan borrowers who could benefit from these rights are unaware they exist or are unable to exercise their rights.

By Ed Boltz, 12 February, 2021

Video: Thomas Wilson Mitchell, Property Law Scholar & 2020 MacArthur Fellow- Racial Bias and Impact of Intestacy and the Law of Partition

https://youtu.be/TZtlFa04cbs

Commentary:

By Ed Boltz, 6 February, 2021

Law Review- Drumbl, Michelle Lyon, Bankruptcy, Taxes, and the Primacy of IRS Refund Offsets: Copley v. United States (January 2021). South Carolina Law Review, Forthcoming

Abstract:

By Ed Boltz, 27 January, 2021

Law Review: Pardo, Rafael I., On Bankruptcy’s Promethean Gap: Building Enslaving Capacity into the Antebellum Administrative State (January 16, 2021). Fordham Urban Law Journal, Vol. 48, 2021

Abstract:

As the United States contends with the economic crisis triggered by the COVID-19 pandemic, federal bankruptcy law is one tool that can be used to resolve the financial distress suffered by individuals and businesses. When implementing this remedy, the question arises whether the law’s application should be viewed as limited to addressing private debt matters, without regard for the public interest. This Article answers the question by looking to modern U.S.

By Ed Boltz, 21 July, 2019

Economics Review: Auclert, Adrien and Dobbie, Will and Goldsmith-Pinkham, Paul S., Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

Abstract:

By Ed Boltz, 16 July, 2019

Law Review: Bruce, Kara-Bankruptcy Law Letter- Recent Developments in Educational Benefit Discharge Litigation

Summary:

The first section of this Bankruptcy Law Letter examines the questions surrounding the undefined term “educational benefit” in 11 U.S.C. §523(a)(8)(A)(ii), which makes private student loans, which do not meet the IRS definition of being a “qualified educational loan”, nondischargeable. These private loans can include bar review courses, loans for attendance at unacredited schools, loans for school or test preparation and ad hoc borrowing for that somehow relates to education.

By Ed Boltz, 14 July, 2019

Fighting the Undead: Why States Should Use Forced Vesting to Kill Zombie Mortgages

Abstract:

Following the financial crisis, many home mortgage borrowers found themselves living in properties encumbered by debt that far exceeded their value. The result was an increase in mortgage default rates, followed by a wave of foreclosures as lenders scrambled to minimize the financial damage to their investments. From the wreckage, a new creature emerged that threatened to devastate borrowers who believed that foreclosure was their chance for a fresh start: the zombie mortgage.

By Ed Boltz, 12 July, 2019

Law Review: Cheng, Ing-Haw and Severino, Felipe and Townsend, Richard- How Do Consumers Fare When Dealing with Debt Collectors? Evidence from Out-of-Court Settlements

Abstract:

By Ed Boltz, 9 July, 2019

Law Review: Dion, Justin H. And Curatolo, Barbara: Bankruptcy Law — Rethinking the Discharge of Late Filed Taxes in Consumer Bankruptcy

Abstract:

Pagination

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