Summary:
The pro se Debtor attacked a foreclosure on several fronts, first appealing the Clerk of Court authorization of the foreclosure to the Superior Court and then to the Court of Appeals. The Debtor did not file a motion to stay the foreclosure pending the appeal and the property was sold at auction.
The Court of Appeals held that the foreclosure auction mooted the subsequent appeal, leaving nothing to be heard.
For a copy of the opinion, please see:
By Ed Boltz, 15 May, 2012
Summary:
Plaintiff Harris did not disclose any ownership interest in T-WOL, which had been incorporated in 2000, when he filed bankruptcy in 2001. Following suit in 2009, the Defendants moved for summary judgment arguing that Plaintiff Harris should be judicially estopped from asserting ownership in T-WOL.
The purpose of judicial estoppel is "to protect the integrity of the judicial process by prohibiting parties from deliberately changing positions according to the exigencies of the moment." Whitacre P’Ship v. Biosignia Inc., 358 N.C.
By Ed Boltz, 18 April, 2012
 Summary:
Finch leased a room from Campus Habitat and asserted that Campus Habitat breached their lease, causing her to move out. Campus Habitat responded and counterclaimed, receiving judgment for damages and, pursuant to the lease, attorneys’ fees.
By Ed Boltz, 18 April, 2012
Summary:
At the foreclosure hearing before the New Hanover County Clerk of Court, the Pughes filed an Election of Arbitration. The Clerk of Court did not act on this, instead finding that the Substitute Trustee had meet the six statutory requirements to proceed with foreclosure. The Pughes appealed to Superior Court, where the judge again found that the requirements for foreclosure had been met and declined to rule on the request for arbitration.
The Court of Appeals affirmed, finding that both the Clerk of Court and, on appeal, the Superior Court had scope only to review
By Ed Boltz, 17 April, 2012
Summary:
While working as a bookkeeper for Teague & Glover, P.A., (T&G) Ms. Gibbs embezzled substantial amounts. In addition to criminal prosecution and imprisonment, in 2010, T&G obtained a civil judgment against Mr. and Mrs. Gibbs for $800,000. T&G subsequently agreed to accept all of the Gibbses real and personal property in exchange for a reduction in the amount of the judgment.
The property at issue in the present dispute consists of Tract A (0.6 acres) and Tract B (0.7 acres and the Gibbses primary residence). In 1999 and 2005, the Gibbses had gra
By Ed Boltz, 17 April, 2012
Summary:
Songwooyarn Trading Company (STC) obtained a judgment against Defendant Ahn, among others. Ahn filed a Motion to Claim Exempt Property, to which STC objected, specifically contending that Ahn had failed to list all non-exempt property, had undervalued property, and attempted to exempt property beyond that allowed by North Carolina law. The trial court held that Ahn had failed to comply with the statutory requirements for claiming exempt property, but allowed Ahn the opportunity to refile his claimed exemptions. STC again objected and subpoenaed documents from seve
By Ed Boltz, 17 April, 2012
Summary:
TD Bank filed suit against Mirabella (rather than foreclosing) for amounts owed on a promissory note, originally entered into by Mirabella and Carolina First Bank (CFB). TD Bank contended that, following its merger with CFB, it stood in the place of CFB. No evidence, however, was presented at trial of the merger, instead TD Bank argued that the court should take judicial notice of the merger.
The Court of Appeals rejected this argument, finding that judicial notice is appropriate for "facts generally known with the territorial jurisdiction."Â While the merger betw
By Ed Boltz, 7 February, 2012
Summary:
The Debtor’s house was sold at a foreclosure auction for $100,000, with Blue Ridge, the mortgage holder, the highest bidder. Blue Ridge then sold the house at a private sale five months later for $110,000. Blue Ridge subsequently sued the Debtors for the outstanding balance on the note, roughly $30,000. The Debtors argued that Blue Ridge violated N.C.G.S.
By Ed Boltz, 20 December, 2011
Summary:
Capital One commenced a foreclosure against the Debtors on a Deed of Trust, originally granted to Chevy Chase Bank, which later merged with Capital One. The foreclosure was allowed in part based on, among other documents, an Affidavit from James Cox, Vice President of Capital One. This Affidavit stated that "to the best of [his] knowledge" Capital One was the servicer and holder of the mortgage note.
The Debtors objected to this affidavit, arguing that it denoted only Mr. Cox’s personal opinion and was not made upon personal knowledge as required by Rule 56(e).Â
By Ed Boltz, 13 December, 2011
Summary:
Citibank brought suit against the Debtor seeking to recover $5,108.89, which it alleged was owed on a credit card, originally issued by AT&T Universal Card in 1995 and acquired by Citibank in 2002. The Debtor disputed the amount owed, alleging that Citibank had changed the interest rate on the credit card without notifying him. Citibank did not respond to the Debtor’s discovery seeking a copy of the original credit card agreement, asserting that the request sough "documents previously provided to ...