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By Ed Boltz, 15 April, 2021

Bankr. M.D.N.C.: Bivens v. NewRez- Misapplication of Payments by Mortgage Servicer

Summary:

By Ed Boltz, 29 March, 2021

Law Review: Moringiello, Juliet M., Automating Repossession (March 15, 2021). Widener Law Commonwealth Research Paper

Abstract:

By Ed Boltz, 24 March, 2021

News: How a Federal Agency Excluded Thousands of Viable Businesses From Pandemic Relief by Lydia DePillis at ProPublica

How a Federal Agency Excluded Thousands of Viable Businesses From Pandemic Relief
By Ed Boltz, 6 March, 2021

Bankr. M.D.N.C: In re St. Fleur- Mobile Home is not a Motor Vehicle under Federal Law

Summary:

By Ed Boltz, 28 February, 2021

News: Credit Invisibility and Chapter 13

Questions about the fairness of the current credit reporting system have recently started to take new prominence with the National Consumer Law Center releasing a report The Credit Score Pandemic Paradox and Credit Invisibility and blog posts on Creditslips.org offering policy solutions in Addressing Credit Invisibility Through Federal Contracting Power.

By Ed Boltz, 30 May, 2019

North Carolina Mortgage Loss Mitigation Management Program

https://www.youtube.com/watch?v=dx5prGVRdJs&feature=youtu.be

After several years in development by the North Carolina Bar Association Bankruptcy Sect

By Ed Boltz, 13 February, 2019

4th Circuit- Virginia v. Webb: Disposition of Chapter 13 Funds following Dismissal

Summary:

The Virginia Department of Social Services, Division of Child Support Enforcement, sought to obtain post-petition funds held by the Trustee following the dismissal of Mr. Webb’s unconfirmed Chapter 13 case to apply against his delinquent child support.

By Ed Boltz, 5 February, 2019

Law Review: Bruce, Kara J. and Sickler, Alexandra, Private Remedies and Access to Justice in a Post-Midland World

Abstract:

Over the past several years, chapter 13 debtors have used the Fair Debt Collection Practices Act (FDCPA) as a tool to challenge debt buyers who file massive numbers of proofs of claim for debt for which the statute of limitations has run. In Midland Funding v. Johnson, the Supreme Court held that filing a proof of claim for time-barred debt does not violate the FDCPA.

By Ed Boltz, 8 October, 2018

Bankr. E.D.N.C.: In re Ayodele- Conduit Mortgage Payment Required 

Summary:
Mr.
By Ed Boltz, 17 November, 2017

Bankr. M.D.N.C.: In re Calloway- Domestic Support Obligations and Good Faith in Chapter 13

Summary: Ms. Calloway divorced Mr. Bowles and shortly before a final judgment was entered in their equitable distribution proceeding, she filed Chapter 13. Just prior to Ms. Calloway’s bankruptcy filing, the state court judge circulated a preliminary ruling to the parties via email, stating that he believed an unequal distribution of the marital assets in favor of Mr. Bowles would be equitable and that Ms.

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