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By Ed Boltz, 5 February, 2019

E.D.N.C.: Bank of America v. McCowan- Revocation of Abandonment Improper

Summary:

After filing Ch.  11,  during which case Bank of America filed a Proof of Claim asserting that it was secured by a Deed of Trust owned by Mr.  McGowan and occupied by his then minor daughter, McGowan converted to Ch. 7, received a discharge and the real property was abandoned.

By Ed Boltz, 9 November, 2017

Bankr. E.D.N.C.: In re Price - True Lease or Disguised PMSI; Rule 60(b) Reconsideration

Summary: On March 23, 2017, the bankruptcy lifted the automatic stay for Peak Leasing with regard to one of four trailers Mr. Price had obtain from Peak and took under advisement whether the remaining claims were “true leases” or disguised PMSIs.
By Ed Boltz, 25 May, 2016

E.D.N.C.: Wells Fargo v. Farag- Determination of Priority of Mortgage Liens

Summary: The Farags (who were eventually represented by my law firm in their Chapter 13 bankruptcy- all statements in this posting are taken solely from the court decisions) obtained a line of credit in 2002 with Wells Fargo, secured by their real property. This was refinanced in 2004 by PNC, which, based on a pay-off statement from Wells Fargo, paid the balance owed and requested that the Deed of Trust be marked as satisfied and record.
By Ed Boltz, 28 January, 2015

Bankr. M.D.N.C.: In re Martin- Confirmation Vacated Pursuant to Rule 60(b) due to Mistake

Summary: Debtor’s Chapter 13 plan was confirmed cramming down the claim of Greater Piedmont Credit Union against mobile home and land, prior to the filing of the Proof of Claim by GPCU showing that title to the mobile home had been cancelled, affixing it to the real property.
By Ed Boltz, 10 October, 2012

Bankr. E.D.N.C.: In re Harrelson Utilities- Motion to Reopen for Clarification of Settlement as Rule 60 Reconsideration

Summary: Ferguson Enterprises and People’s United Equipment Finance Corp. (formerly Financial Federal Credit Inc.) filed a joint motion to reopen the Debtor’s Chapter 11 case, seeking clarification and enforcement of a settlement agreement. In response, Blue Ridge Site Development asserted that the accounting in that settlement agreement was erroneous and Ferguson and People’s had been overpaid in the amount of $28,287.90.
By Ed Boltz, 19 June, 2012

N.C. Court of Appeals: In re Vogler- Rule 60(b) does not redress errors of law

Summary: Dorothy Vogler died testate, with her debts exceeding the value of her real and personal property. Chris Vogler, the executor of her estate, initiated a special proceeding for the purpose of obtaining authorization to sell the real estate that Ms. Vogler had owned at the time of her death and to use the proceeds to pay her debts. Such sale was authorized and subsequently confirmed on January 12, 2011, with the Clerk authorizing payment of the costs of the proceeding and the remaining balance on the mortgage owed to Bank of America (“BOA”) on the real property.
By Ed Boltz, 15 November, 2011

Bankr. EDNC: In re Canovali- Relief from Chapter 11 Confirmation Order under Rule 60(b)

Canovali-Relief from Chapter 11 Confirmation Order under Rule 60(b)Summary:  The Debtors had a two mortgage against their home, initially valued in the amount of $1,068,000.00,  with Bank of America, a first with a balance of $988,000.00 and second with a balance of $368,000.00. The Debtors proposed a Chapter 11 plan that recognized that there were two notes and Deeds of Trust, but that both such claims would be paid as a s
Rule 60(b)

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