Available at SSRN: https://ssrn.com/abstract=7608561

Abstract:

The life-cycle model assumes households plan over their remaining lifetime, yet in the Survey of Consumer Finances (1989-2025) more than a third of households plan their saving and spending no more than one year ahead.

In In re Benfield, Bankruptcy Judge David M. Warren overruled a Chapter 7 Trustee's objection to a debtor's tenancy by the entirety exemption in approximately 11 acres of unencumbered real property valued at $200,000, holding that the designation of the debtor and his wife as “separated”id not overcome the statutory presumption that married individuals acquiring property together hold title as tenants by the entirety.

Available at SSRN: https://ssrn.com/abstract=7413418 or http://dx.doi.org/10.2139/ssrn.7413418

Summary:

Arthur and Lisa Perry filed suit against CitiMortgage, alleging violations of the Fair Credit Reporting Act arising from an allegedly fraudulent deed of trust securing a $49,000 mortgage. The Perrys maintained they knew nothing about the mortgage until it prevented them from selling their property in 2019.

Administrative Order FLMB-2026-4

Dated: August 4, 2026 (original program implemented July 15, 2026)

Summary:

The United States Bankruptcy Court for the Middle District of Florida, through Chief Judge Jacob A. Brown, has adopted an innovative Student Loan Discharge Program (SLD Program) designed to streamline adversary proceedings under 11 U.S.C. § 523(a)(8) involving student loans held by the United States Education Department (USED).

See also: RCD Law- North Carolina Business Court Opinions, December 3–16, 2025 (discussing the earlier dissolution proceedings involving C-Gas).

Available at: American Bankruptcy Law Journal, Volume 100, Issue 2 (Summer 2026)

See also: Bill Rochelle, Funding Agreement in a Texas Two-Step Can Be Value to Counter a Fraudulent Transfer, Rochelle's Daily Wire, American Bankruptcy Institute, including commenta

Available at: https://www.ablj.org/voluntary-bankruptcy-for-the-solvent-debtor-a-constitutional-defense-volume-100-issue-2/

N.C. Business Court: Menscer v. Pacific Alliance Corp.—Chapter 11 Bankruptcy Stay Does Not Excuse Abandonment of State Court Litigation

Earlier summary: Rayburn Cooper & Durham, September 2026 Business Court Opinions