The latest ABI Podcast features members of ABI's Commission on Consumer Bankruptcy providing insights on the Commission's recommendations on student loans and bankruptcy, the first topic addressed in its Final Report. Prof. Robert M.
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Curnin granted a Deed of Trust originally to Bank of America, but now held by MTGLQ, with a property description which included the property’s lot number and the phase of the development (“STAGE I”)but without any reference to the book and page numbers where a title searcher could find the map recorded in the Brunswick County. MTGLQ brought an action to quiet title and to reform the Deed of Trust to include the full reference.
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After several years in development by the North Carolina Bar Association Bankruptcy Section,
Recent studies have shown that more and more baby boomers and seniors are filing bankruptcy
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Sampson County sought to collect $2.6 million from Aaron’s Rent-to-Own for personal property taxes owed for the period from 2010 through 2015 for the property which Aaron’s leased to consumers. Aaron’s argued that the property was “in the process of being sold” and qualified as inventories under N.C.G.S. § 105-275(34). The Tax Commission held that by Aaron’s renting the property to third parties, it was not entitled to the exclusion from personal property taxes.
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This paper reviews recent research on mortgage default, focusing on the relationship of this research to the recent foreclosure crisis. Research on defaults was advanced both theoretically and empirically by the time the crisis began, but economists have moved the frontier further by improving data sources, building dynamic optimizing models of default, and explicitly addressing reverse causality between rising foreclosures and falling house prices.