After allegedly falling $314 behind on her homeowners association dues, the HOA retained EquityExperts.org to "aggressively" collect and it eventually ran up costs by an additional $6,035, threatening sale of the property.
When Carolina Repo attempted a self-help repossession of her car, Atkinson attempted to drive her vehicle away. Carolina Repo then slid the tow bar under the car to disable it, demanded that she exit it, and called the Harnett County Sheriff's Office. Deputy Sheriff Godrey arrived at the scene and directed Atkinson to exit the vehicle so that it could be repossessed. Intimidated by an armed law enforcement officer, Atkinson complied and Carolina Repo took the car.
The Longphres loaned KT Financial $330,000 by two separate promissory notes with 30% interest and specified β[a]ll accrued interest and unpaid principalβ was due one year after the notes were executed. The notes also allowed the Longphres to collect attorney's fees pursuant toN.C.G.S. Β§ 6-21.2if KT Financial defaulted.