In Hollis v. Lakeview Loan Care, the U.S. District Court for the Western District of North Carolina dismissed a pro se homeowner's federal lawsuit without prejudice, finding that although the borrower had raised legitimate concerns about her mortgage servicer, she failed to properly identify the defendants, accomplish valid service of process, or plead a recognizable legal claim.

Congress Says Board Certification Matters. Bankruptcy Courts Should Too

Available at (ABI membership may be required):

ABC Update: Statutory Fee Enhancements with Board Certification

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Summary:

The Fourth Circuit's published decision in J. Robert van Faassen, LLM v. Greg Lindberg addresses an important question involving international arbitration: is the three-year deadline in the Federal Arbitration Act ("FAA") for confirming a foreign arbitration award merely permissive, or is it a true statute of limitations?

The answer, according to the Fourth Circuit, is that the deadline means exactly what it says.

Available at SSRN: https://ssrn.com/abstract=6532660 or http://dx.doi.org/10.2139/ssrn.6532660
Pang, Belisa; Bruckner, Matthew A.; and Jiménez, Dalié. The Missing Cases: Student Loan Discharge in Bankruptcy After Reform (March 1, 2026).

Abstract:

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Show Me the Money: The Chapter 13 Trustee Audit Process
https://www.abi.org/abi-journal/show-me-the-money-the-chapter-13-audit-process

Effective Chapter 13 Trustee Audits
https://www.abi.org/abi-journal/effective-chapter-13-trustee-audits
 

Summary:

The debtor filed a Chapter 13 case after the North Carolina Department of Environmental Quality (DEQ) amended an existing state court environmental enforcement action to add him personally as a defendant. The State alleged that wastewater from a soil remediation facility operated by Carolina Composting Solutions, LLC had repeatedly polluted nearby waters and sought only injunctive relief requiring the defendants to stop the discharges, remediate the environmental damage, and comply with applicable environmental laws and permits.

Summary:

The Fourth Circuit's published decision in Bayramov v. American Credit Acceptance is much more than another case about shareholder standing. It is one of the clearest explanations I have ever read of what Judge Julius N. Richardson calls the "claims ownership principle"—the doctrine that determines who actually owns a cause of action when a business has been injured. This opinion deserves a place in law school casebooks.

Summary

The bankruptcy court denied summary judgment to both the debtor and MOHELA/Navient in a closely watched dispute over whether a private student loan qualifies as a "qualified education loan" under § 523(a)(8)(B). The court held that genuine issues of material fact remain regarding whether the loan exceeded the debtor's actual cost of attendance, an issue that could determine whether the debt was ever excepted from discharge in the first place.

Available at: https://scholarlycommons.law.northwestern.edu/nulr/vol120/iss5/1