Summary:

Trident, the Debtor’s main creditor, argued that the  bankruptcy filings were part of a “scheme to delay, hinder, or defraud creditors,” as outlined in Section 362(d)(4) of the Bankruptcy Code, due to multiple bankruptcy filings affecting the same property. However, the court found that Trident did not present sufficient evidence to prove this claim.

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Summary:

Papa G. Vitalia filed a complaint against several defendants, including Early Warning Services, LLC (EWS), under the Fair Credit Reporting Act (FCRA). Vitalia alleged that EWS reported inaccurate information on his credit report, after once previously deleting that information, which resulted in him being denied credit from several banks.

EWS filed a motion to dismiss the complaint, arguing that Vitalia did not provide enough factual details to support his claims. Specifically, EWS contended that:

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Summary:

In paired  cases,  Erica Horne  brought  pro se  actions against  Credit Acceptance Corp.,  Experian, Equifax and Transunion under the Fair Credit Reporting Act,  which, as the magistrate held,   "in its entirety contain[ed] the following factual allegation:"

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Summary:

The bankruptcy court found that the lack of financial distress does not deprive  it of subject matter jurisdiction.

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